Our Foundation: Built on Faith, Wisdom, and Unity

angelica watts

Founding Story

The Foundation of Universal Matrix Investors

Every work that endures begins with instruction.

Universal Matrix Investors did not begin with expertise. It began with obedience.

In a season of gathering in a dining room — in simplicity, not splendor — direction was given. Through Apostle Hephzibah Beulah, a strategy was spoken: combine resources, learn stewardship, build, and multiply. The word was not glamorous. It was formative.

At that time, knowledge was limited. Financial language felt foreign. The systems of investing seemed distant and difficult to grasp. Yet humility was present. And where humility is present, wisdom can enter.

Every strong partnership is built on a vision — ours began in church.

When the Lord first spoke to us about forming an investment group, most of us had little to no knowledge of financial literacy, stewardship, or investing. We weren’t seasoned traders, nor did we have Wall Street mentors. What we did have was faith, obedience, and a willingness to learn together.

We prayed.
We fasted.
And then we got practical.

Books were opened — including Investing for Dummies — and we began gathering as a group to study, share, and grow. What began as unfamiliar terminology slowly became understanding. Questions were asked. Pride was set aside. Growth followed obedience.

But before there was talk of multiplying wealth, there was correction of habits.

Budgets were created.
Debt was confronted.
Discipline was required.

The foundation was not speculation — it was stewardship.

Instruction preceded increase.

What began as prayer in a home became study. What began as a small circle of believers hungry for wisdom soon became a fellowship of learners. Together, we discovered that investing is more than numbers on a page — it is about discipline, stewardship, and building a legacy.

Universal Matrix Investors was not formed merely as an investment group, but as a refining process — renewing minds concerning money, responsibility, and legacy.

We acknowledge and honor Apostle Hephzibah Beulah as the vessel through whom the original instruction and strategy were released. Foundation matters. Order matters. Obedience matters.

Today, Universal Matrix Investors, LLLP stands as a testament to what can happen when faith and financial literacy meet. We are not financial advisors. We are simply a group of people who chose to step out, learn, and walk in the calling of stewardship together.

As we grow, we carry a greater purpose: to build wealth not only for our members, but to establish generational wealth that will bless families, communities, and future generations. A vital part of that calling is building together.

We believe that God is redeeming the times with us, positioning us to advance by helping one another grow, multiply, and prosper in unity.

UMI continues not as a monument to personalities, but as a testimony to disciplined faith in action. It stands as evidence that when instruction is received with humility and pursued with consistency, multiplication follows.

The purpose remains clear:
to steward wisely,
to grow intentionally,
and to build generational legacy in unity.

The journey continues.

But what was established in prayer, humility, and instruction remains the firm foundation upon which all increase is built.

Our Mission

The mission of Universal Matrix Investors is to cultivate and increase the wealth of its members by building an intelligent portfolio of quality securities including (but not limited to) stocks, bonds, ETFs, and cryptocurrencies.

Our Philosophy

  • We believe investing in quality companies in the stock market is a fundamental practice for building wealth.
  • We believe investing as a club also facilitates accountability and promotes intelligible investing rather than speculative and emotional.
  • We believe investing as a club increases financial leverage and decreases timeframes to accomplish goals
  • We believe in a thorough analysis and assessment of a company’s finances and leadership
  • We buy value companies at a fair or discounted price and hold those companies as their value increases
  • We believe in holding our investments for long-term growth. 
  • We believe in taking profits when appropriate by a unanimous vote

Our Strategy

  • Invest regularly
    • At least four times annually which includes but is not limited to Quarterly Earnings
  • Diversify to reduce risk utilizing various securities 
  • Evaluate opportunities to reinvest or take profits from earnings
    • The act of “taking profits” is defined as the proceeds made after buying a security at a low price and selling that security at a higher price. 
  • Dividends are reinvested into the club portfolio 
  • Completion of the “UMI Stock Purchase Analysis and Presentation” or “ER Stock Analysis” tool to assess the value of a company
  • Unanimous decisions on all transactions
  • Invest using both methods of  Value Investing and Growth Investing.

Meet Those Who Have Entered the Matrix

Our Team

angelica watts

Angelica

A business professional with over 15 years of experience who believes in working in accordance with faith while building strong structures and processes. Values unity, love, and purposeful collaboration in all areas of growth.

angelica watts

Anna-Kay

A professional with a background in Information Systems and Financial Technology, driven by a desire to see others blessed through both financial and philanthropic efforts. Believes in generating wealth not only for self, but for family, ministry, and community.

angelica watts

Allison

Believes money is a tool to build and strengthen homes, communities, and the nations she is purposed to impact. Recognized for identifying opportunities and taking intentional action to bring vision into reality and increase with purpose.

angelica watts

Sidena

An entrepreneur committed to faith-based learning, disciplined stewardship, and building generational legacy through unity. Believes in the power of wisdom, consistency, and collective growth to create lasting impact.

angelica watts

Whitney

A firm believer in the wisdom of consistent small steps to achieve meaningful goals. Embodies mustard-seed faith applied to financial stewardship, friendship, fellowship, and partnership.

Together, we represent more than a partnership — we are a testament to what faith, unity, and diligence can achieve. Each member brings a unique perspective, yet we move with one purpose: to grow, learn, and steward wisely as a collective. Our journey is proof that legacy is built step by step, prayer by prayer, and decision by decision. And if we could build this together, so can you — one step of faith at a time.

 

 

 

⚖️ Disclaimer

Universal Matrix Investors, LLLP is not a financial advisor or broker. All content on this page is for educational and inspirational purposes only.

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